Market Intelligence · March 2026
The signals
before the move.
I read what most people ignore — URA Masterplan, GLS results, MRT expansion, interest rate cycles — and translate them into clear property positions before the market reacts.
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URA Data · Historical Context
Private Property Price Index
vs Singapore GDP Growth
URA PPI data plotted against Singapore GDP, with key policy events and global shocks annotated. Understanding the relationship helps you time your move — not just react to headlines.
URA PRIVATE RESIDENTIAL PRICE INDEX (PPI) VS SG GDP · 2000–2026 · ILLUSTRATIVE
GDP Growth % (right axis)
SOURCE: URA REALIS, SINGSTAT. CHART IS ILLUSTRATIVE AND FOR EDUCATIONAL REFERENCE ONLY. ACTUAL DATA MAY VARY. PAST TRENDS DO NOT GUARANTEE FUTURE PERFORMANCE.
My Signal Framework
Leading vs Lagging. Positioned before the move.
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LEADING
Land Prices & GLS
Government land sale prices predict project pricing 18–24 months ahead. I track every tender to position clients before PSF is set.
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LEADING
Supply vs Demand Gaps
Absorption rates, unsold inventory, and pipeline data reveal where demand outpaces supply before prices move.
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POLICY SIGNAL
Policies & URA Masterplan
From MRT releases to decentralisation zones, policy is the single biggest price mover. I translate signals into positions.
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MACRO SIGNAL
Fed Rates & SORA
Interest rates directly affect borrowing costs and buyer sentiment. I track trajectory to help clients time purchases.
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LAGGING
Transaction Volumes
Caveats and resale data confirm trends already in motion — useful for validation, not for predicting the next move.
Go Deeper
In-depth topics for
serious investors.
Each topic below goes beyond the surface. Click to explore — or book a call for a personalised discussion on how it applies to your situation.
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ASSET CLASS COMPARISON
Stocks vs Property: Which Builds Wealth Faster in Singapore?
A data-driven comparison of returns, leverage, liquidity, and risk between equities and real estate in the Singapore context. Why property wins for most Singaporeans — and when it doesn't.
Discuss with Hyqal →
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LAND ECONOMICS
Understanding Land Prices & Why They Matter to You
How GLS land bids flow through to launch prices — and what breakeven PSF means for future capital appreciation. What you need to know before buying any new launch.
Discuss with Hyqal →
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INTEREST RATES
Fed Rate Decisions & What They Mean for Your Mortgage
How Fed rate changes flow into SORA and fixed-rate packages in Singapore. How to read rate cycles and decide between fixed vs floating — with a framework for different buyer profiles.
Discuss with Hyqal →
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INVESTMENT THINKING
Profit vs Value: Are You Buying the Right Thing for the Right Reason?
The difference between chasing short-term gains and positioning for long-term value. A framework for evaluating any property decision against your actual financial goals.
Discuss with Hyqal →
Serious about building wealth through property?
PropNex Property Wealth System (PWS) Masterclass — 25 & 26 July 2026. 50% NTUC UTAP claimable. Over 4,500 consumers empowered.
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Latest Insights
What I'm watching this quarter.
MARCH 2026
The Upgrader Window: Why Q3–Q4 2026 Is Critical
With SORA trending down and GLS supply measured, the next 6 months represent the most favourable conditions for HDB upgraders since 2022.
UPGRADERS
FEBRUARY 2026
New MRT Lines & OCR Price Trajectory
Cross Island Line Phase 2 stations are unlocking undervalued OCR pockets. Historical data shows a 12–18 month price run before openings.
INVESTORS
JANUARY 2026
HDB Resale Volumes: What the $1M Data Reveals
Record $1M+ HDB resale transactions reveal where demand is really coming from — and what it means for your exit strategy.
SELLERS
DECEMBER 2025
TDSR Changes & Your Loan Ceiling
Recent TDSR stress-test updates shift the maximum loan you can qualify for. If you are planning to move in 2026, run your numbers now.
PLANNING
Stay Informed
Get my property market pulse.
A monthly breakdown of what's moving in Singapore property — signals, data, and what it means for your situation. Sharp, clear, no sales.
Want these signals applied to your situation?
We map your current position, your retirement timeline, and what your next property move should look like — based on your numbers, not assumptions.